Arrowhead Ranch Neighbors - Glendale, AZ - Community Website and Real Estate Info.

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It's all about results!

Sandra Lena's clients never have to ask the question, "What have you done for me lately?" That's because they see results - every day.

Sandra Lena lives and breathes real estate. My passion for the business makes it easy for me to make a full-time commitment to my clients. By combining personal, one-on-one attention with dynamic web and e-mail resources, I provide 24/7 market coverage for my clients.

Sandra Lena lives in Arrowhead Ranch in Glendale and spends 90% of my time selling and servicing buyers and sellers in Arrowhead Ranch and the surrounding areas of Glendale, Peoria, Surprise, Avondale, Goodyear, Waddell, Wittmann, Phoenix, Tolleson, and the retirement areas of Sun City, Sun City West and Sun City Grand in Surprise, Arizona.

There are particular areas of real estate that I have studied: My designations have been in the areas of Fine Homes & Estates, Golf Course Properties, Retirement Communities, and Mature Movers Specialist. We specialize in properties valued between $150,000 and $15,000,000 . We also specialize in 1031 exchanges. Ask me about what this encompasses.

Because of all the problems with homeowners being compromised and being faced with either foreclosure or a short sale, check out the button to the left of this page titled "SHORT SALES". There is information to help someone decide if a "short sale " is an alternative to a "foreclosure."

Let Sandra Lena represent you when you visit new home constuction. Remember, the sales agent is working for the builder. It doesn't cost you anything by being respresented by a professional real estate agent. Protect yourself and your family by hiring me.

If you want to move here but need a rental for awhile, don't hesitate to ask Sandra Lena help you find a rental home. Sandra Lena of Century 21 All Star, Realtors in Avondale, Arizona is also a Property Management company

If you have any questions and want to know about what has sold in your area, contact me!

I look forward to working with you!

Trends in buying and selling real estate

The Real Estate Journal

Condo-Hotel Buyers See Investments Sour
Many investors who purchased condo hotel rooms during the real-estate boom are wishing they hadn't. Some frustrated owners are bringing these projects to the attention of regulators.

Five Questions to Ask Before Remodeling
Before you redo your home make sure you know how big a renovation you can afford and how long you will remain in your residence.

Mortgage Relief Programs Aren't Helping Much
Up until now, state efforts to help distressed homeowners refinance have had negligible results. A new federal bill may give them additional tools.

Selling History By the Square Foot
In a backlash against vinyl-clad McMansions developers are creating communities with houses that look like they were built centuries ago, but with modern trappings.

FHA Loans Grow Costly As Banks Add Fees
Lenders that make loans insured by the Federal Housing Administration are adding costs and restrictions that make those mortgages more expensive for consumers and less widely available.

States Move Fast On Mortgage Aid
Local governments are acting more aggressively to help homeowners avoid foreclosure, frustrated by what they view as the federal government's inadequate response to the mortgage crisis.

Fine Tuning the Picture On the Foreclosure Mess
It's not always easy to get an accurate sense of how many foreclosures there actually are and which U.S. locales are the hardest hit. June Fletcher explains why.

Real Estate and Mortgage News

RealNews

Record drop in home prices and consumer confidence at record low
S&P reported another big drop in its Case Shiller Home Price Index, which covers the top 20 metropolitan areas in the US and the Conference Board reported that US consumer confidence fell to a record low. 14 of the 20 cities indexed had annual declines of more than 10% from October 2007 to October [...]

Interest rates at 37-year low
Freddie Mac and the Mortgage Bankers Association are both reporting 30-year rates near 5% and 15-year Fixed Rate Mortgage (FRM) rates below 5% for a second week. Buyers have responded aggressively to the lower rates, with mortgage applications for home purchases up more than 10% last week. With prices dropping in both the existing home and [...]

Mortgage rates below 5%
The Mortgage Bankers Association and Freddie Mac both reported good news for those needing to refinance mortgages and those with resetting ARMs with the MBAA reporting an average 15-year Fixed Rate Mortgage (FRM) rate below 5% and Freddie Mac reporting a 1-year ARM rate below 5% and 15-year FRM rates below 5%. Even 30-year FRM [...]

Creative Financing: Help During the Housing Downturn
With home prices falling in many parts of the country, sales slower than normal in other parts and mortgage standards higher than any time since the late ’80s, buyers and sellers can both benefit from creative financing - owner finance, lease options, lesser known grant and loan programs, and more. Buyers stand to benefit [...]

Mortgage rates drop, housing news mixed this week
This week brought more muddled news for the housing market. Both Freddie Mac and the Mortgage Bankers Association reported drops in Fixed Rate Mortgage (FRM) rates and increases in Adjustable Rate Mortgage (ARM) rates this week. Last Friday, the Mortgage Bankers Assocation reported mortgage delinquency rates at an all time high, two days [...]

The best sign yet - Record jump in mortgage applications
The Mortgage Bankers Association reported a record weekly increase in mortgage applications as rates fell on long term Fixed Rate Mortgages (FRM) last week. Freddie Mac reported rates down for the week ending December 3, as well, though the rates were higher than the MBAA reported rates from the week ending November 28, possibly indicating [...]

Foreclosure freezes announced amid mixed housing news
The housing news this week has been a mixed bag, with good news on interest rates and a decline in new housing starts offset by a drop in new mortgage applications and with Freddie Mac and Fannie Mae following the lead of Citigroup, JP Morgan Chase and Bank of America in announcing a foreclosure freeze. Thursday [...]

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